We get you Home On Time® whether you’re buying or refinancing
Smart Advice. Easy Process. Super Speed.
One name. One family. One purpose.
Uniting as one, RPM Mortgage and American Eagle Mortgage have come together to form a national collective, known as LendUS®. We remain family-owned and operated, and continue to provide the ultra-attentive service and community focus that we are known for. With the added strength and support that comes from being a nationwide company, the LendUS® family’s sole focus is to provide smart advice, an easy process and super speed to help you achieve your home financing goals.
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Client Wins
★#LendUSWins
Communication Is Key
There are many steps between finding your dream home and finally stepping through the front door. One such requirement is getting a home appraisal. Recently, a client’s home loan halted at this step due to many factors. Mainly, their original appraiser got injured and was admitted to the hospital. However, he neglected to tell anyone about his situation until after the appraisals’ due date. It was then reassigned to another person. To make up for lost time, the underwriter asked for all the other documents while she waited for the receipt of the appraisal. While that was processing, she reviewed everything and prepped to clear the loan for closing once the final paperwork arrived. Thankfully, with the help of another team member, the loan was closed the day after the appraisal came through. Without teamwork, focus, and communication, this loan would’ve been at risk of the sellers pulling out of the deal.
I Need a Pro to Help Me Win
★#LendUSWins
Getting Back on the Right Track
Our recent borrowers had to change lenders twice in 48 hours due to poor communication. As first-time homebuyers, the married couple was looking for a VA loan, and they weren’t sure what to expect. Their Realtor reached out to our Loan Advisor on a Saturday to see if he could help. The borrowers had no clue what stage their loan application was in with their original lender, and the lender wasn’t responding to their phone calls. To their surprise, our Loan Advisor took their application that day. After providing all the proper documentation, he let the borrowers know they could reach him at any time with their questions. Once they switched to work with us, the borrowers felt secure and at ease during the pre-approval process and were shocked that it took only a few hours. With our Loan Advisor’s entire team they worked tirelessly to send their file through underwriting. They were also given an option to close on their home earlier than they expected. Happily, the borrowers moved into their new home after a not so pleasant start. We were able to turn it around and they promised to work with us again in the future!
I Need a Pro to Help Me Win
★#LendUSWins
Understanding and Acceptance
After going through lender after lender, our borrower was at her wit's end. No one seemed to really understand her self-employment income and were unwilling to help secure her a home loan. Her Realtor referred her to our Loan Advisor to see if he could pre-qualify her. He was able to take her application over the phone, and from there, he explained what the next steps would be as he felt she could obtain loan approval. Our Loan Advisor evaluated the borrower’s complicated self-employment documents and worked to ensure she had the strongest buying power possible. The client felt like our Loan Advisor was very responsive and easy to reach throughout the whole process. When the house went under contract, she was thrilled to close in just 21 days. With our Loan Advisor’s willingness to understand and work with her unique financial situation, our borrower finally felt at ease during her homebuying process.
I Need a Pro to Help Me Win
★#LendUSWins
Making It Work
In Puerto Rico, the biggest challenge in homebuying is financing a loan since closings can often take 90 days. In 2020, when our client’s loan wasn’t closing on time, they felt forced to pay all-cash. The couple had recently decided to move from California to Puerto Rico with their three children. However, with their original lender, they faced paying all-cash to get their dream home, or they’d lose their earnest money deposit and have to start over. While they opted for the former, they went through an LLC, so the home wasn’t entirely theirs yet. Per a friend’s suggestion, our clients connected with one of our Loan Advisors, who stepped in to help them pay off the corporate partner, leaving the house solely in their name. Under a deadline to pay back the partner, our Loan Advisor quickly got to work. He and his team qualified them with the right loan product, jumped over local real estate law hurdles, and our United States-based underwriting team closed in 52 days. Now our Loan Advisor considers these borrowers a great success story but also a lasting friendship.
I Need a Pro to Help Me Win
★#LendUSWins
You’ve Got a Friend In Me
When looking to refinance their new home in South Carolina to take advantage of a lower rate, our clients turned to their realtor, who referred them to our Loan Advisor. The couple, an FBI agent and a registered nurse, had recently moved from California the previous year. After just two days of discussing their potential refinancing, one of the couple’s mother was looking to move out of her rental and buy a home after her husband’s passing. Since inventory was low, the couple found it difficult to find a home that checked everyone’s boxes, so they settled on purchasing a home in a nearby neighborhood for her. Due to their refinancing, our Loan Advisor was able to use much of the same paperwork for their second home loan. Even with the surprise investment property, the team finished both closings without delays. Now they are great friends with their Loan Advisor and even go golfing together.
I Need a Pro to Help Me Win
★#LendUSWins
A Helping Hand
As a single, self-employed woman living on a farm in a remote area of California, our borrower was starting to feel hopeless about refinancing her home and locking in a low rate after a previous lender couldn’t figure out her finances. When our Loan Advisor reached out to see if he could assist her, the borrower was skeptical initially but ended up applying after he convinced her he could help. But due to her self-employment, she didn’t have the traditional documents to prove her income. So, our Loan Advisor got to work combining her tax returns, profit and loss statements, bank deposits, and invoices to help her refinance. The borrower was extremely grateful our Loan Advisor took the time to compile the additional information and help her save more money in the long run.
I Need a Pro to Help Me Win
How We Help
We Bring It All Together
Smart Advice - Loan Advisor studies your profile and goals
- Provides plan and loan to meet goals
- Ongoing reviews as goals evolve
Easy Process - Complete Home On Time® App in minutes
- Run loan start to end from any device
- Loan Advisor can copilot with you
Super Speed - Experienced, responsive, caring Loan Advisors
- Advance Approval® secures loan up front
- Loan closed or refi approved - on time
First Time Homebuyer
Your first home is the biggest investment of your life, and we’re passionate about educating you. We offer loan products for every need, including:
- 3% Down Conventional Loans
- 3.5% Down FHA Loan
- 0% Down VA or USDA Loan
- 1st and 2nd Mortgage Combination
- Various Mortgage Insurance Options
- 5% Down Jumbo Financing
- Family Gift Fund Programs
Experienced Homebuyer
- Ready to upgrade, downsize, or relocate?
- Searching for a vacation rental?
- Need a second home dedicated to your family?
- Need a tax deferred exchange of investment properties?
- Want to buy again after a short sale or foreclosure?
Then it’s time for a consultation with a local LendUS® loan advisor. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way.
Refinance
Refinancing is all about discovering new opportunities to achieve your goals faster.
- Access equity for remodel, debt payoffs, education, or investments
- Switch to a shorter term to pay off your loan faster
- Use home equity to get rid of mortgage insurance
- Moving within 4-7 years? An interest only loan can minimize payments
About Us
One name. One family. One purpose.
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
We have a combined talent base of hundreds of loan advisors, and a national leadership team in place for more than 20 years. All of whom embody our core values: All-In like family, Driven like Wall Street and Approachable like Main Street.
LendUS® continues to provide the ultra-attentive service, community focus and local expertise we have always been known for, but with the added benefits of a broad product selection and the strength that comes from being a nationwide firm.
We are dedicated to finding innovative solutions and technologies that simplify the often complicated lending world. Our Home On Time® App allows you to apply and manage your loan on any device, at any time. This commitment to ease and speed goes a long way in our efforts to help you achieve your home financing goals.
All In - Exemplify a "Can Do. Will Do." attitude
- Dedicated to innovative solutions
- Retail only: consumers are sole focus
Driven - Laser focused on client goals
- Committed to timely service
- Tireless work ethic
Approachable - Ultra attentive service aided by tech
- Always supportive, patient, welcoming
- Discuss your finances in simple terms
Careers
Join the journey
A career at LendUS® means being empowered to maximize your potential. We are individuals with diverse talents and tireless work ethic, united by one mission: to simplify the complex business of lending. We are innovators, problem solvers and collaborators. We are driven by a commitment to each other, our clients, and our communities. We are supportive, patient and welcoming. Through creativity, technology and an unwavering focus on personalized service, we never stop improving.
Check out our LendUS® Job Openings for opportunities to join the team!
Community
We're Not Just In The Community
We're Part Of The Community
Our "Can Do, Will Do" spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we are proud to support.
Ronald McDonald House, Seattle, WA
LAKE OSWEGO ADULT COMMUNITY CENTER, Lake Oswego, OR
AMERICAN HEART ASSOCIATION
MARY'S KITCHEN, Orange County, CA
ORANGE COUNTY RESCUE MISSION, Santa Ana, CA
TOYS FOR TOTS
SANTA BARBARA CANCER CENTER
JUVENILE DIABETES RESEARCH FOUNDATION
TACOMA RESCUE MISSION, Tacoma, WA
GLIDE MEMORIAL, San Francisco, CA
Contact
Here's How To Connect With Us
Find a Loan Advisor
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Other LendUS® Connection Tools
LendUS® HQ
3240 Stone Valley Road West
Alamo, CA 94507
925.295.9300
855.776.2888
Please include account number on all correspondence.