We get you Home On Time ® whether you’re buying or refinancing
Smart Advice. Easy Process. Super Speed.
One name. One family. One purpose.
Uniting as one, RPM Mortgage and American Eagle Mortgage have come together to form a national collective, known as LendUS®. We remain family-owned and operated, and continue to provide the ultra-attentive service and community focus that we are known for. With the added strength and support that comes from being a nationwide company, the LendUS® family’s sole focus is to provide smart advice, an easy process and super speed to help you achieve your home financing goals.
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Client Wins
★#LendUSWins
Only a Phone Call Away
Communication is essential to making sure our borrowers feel connected throughout their loan application process and stay up-to-date on any changes in the market. Our Loan Advisors pride themselves on being available at any hour of the day to chat with borrowers. A recent borrower was so impressed with our Loan Advisor’s willingness to keep her informed. She was thrilled about his years of experience in the mortgage industry and appreciated how he would let her know about fluctuating interest rates. She also found his team to be extremely helpful and would highly recommend family and friends to use our Loan Advisor and his team.
I Need a Pro to Help Me Win
★#LendUSWins
Practice Makes Perfect
Refinancing your mortgage provides you with a second chance to save more money on your home loan. One of our married couple borrowers wanted to work with a reputable company in order to receive the best loan product possible, so they reached out to one of our Loan Advisors. From the moment they met, our clients felt like they made the right choice. They appreciated that everyone on the team was patient, helpful, and professional. Plus, they were thrilled to take advantage of our Home on Time App to submit their documents entirely online and closed in exactly 45 days as promised. The quick turn time, plus the accurate estimates for fees and numbers, gave our borrowers the sense of security they’d been longing to have.
I Need a Pro to Help Me Win
★#LendUSWins
Creating the Perfect Environment
Whether you are a seasoned pro or a first-time novice, it’s always a big decision to buy a home and it could cause some unexpected stress. One of our recent borrowers was apprehensive about starting the homebuying process. With the housing market leaving many buyers in a bidding war, the anticipation of our clients’ search was overwhelming them. Once they called our Loan Advisor, their negative feelings started to dissipate. After the Loan Advisor explained their many loan options, our borrowers began to feel their worries slipping away. They felt like they now had a clearer idea of what they needed which was sorely lacking prior to meeting. During each step of the process, whether they had a question or concern, our Loan Advisor was responsive and provided our borrowers with a worry-free environment so they could make a clear decision. In the end they were able to make the best informed decision possible and were so grateful for the help of their Loan Advisor.
I Need a Pro to Help Me Win
★#LendUSWins
Trustworthiness Matters
As a self-employed Realtor, our client was very familiar with our Loan Advisor and the home financing process. Having recommended clients to us over the years, it was a no-brainer who our client wanted to handle her family finances when she decided to buy a new home for herself, her police officer husband, and their children in a new area. Even though they were only moving one county over, it doesn’t make the moving transition any easier to deal with. Luckily, since the client knew and trusted our Loan Advisor, the loan process went smoothly. The clients were so grateful for the help they received; it has created a new appreciation for the Realtor-Loan Advisor partnership they had already established.
I Need a Pro to Help Me Win
★#LendUSWins
Let Us Be Your Guide
With so many daunting new things to learn and understand for first-time homebuyers, the loan process can be overwhelming for some. From appraisals and underwriting to navigating the housing market, there are plenty of factors to be confused by. But having a knowledgeable Realtor and Loan Advisor to guide buyers is critical to a successful sale. After turning to us for help, one first-time client recently discovered just how important it was to have our assistance when she was buying her home. While feeling completely defeated, our Loan Advisor stepped in to guide her through the process. He was available every hour of the day to answer her questions and give her direct, honest answers to inform her of all her options. In the end, she was comfortable in knowing she had the knowledge to bid on the house she wanted and felt that her Loan Advisor was an invaluable part of that process.
I Need a Pro to Help Me Win
★#LendUSWins
Communication Is Key
There are many steps between finding your dream home and finally stepping through the front door. One such requirement is getting a home appraisal. Recently, a client’s home loan halted at this step due to many factors. Mainly, their original appraiser got injured and was admitted to the hospital. However, he neglected to tell anyone about his situation until after the appraisals’ due date. It was then reassigned to another person. To make up for lost time, the underwriter asked for all the other documents while she waited for the receipt of the appraisal. While that was processing, she reviewed everything and prepped to clear the loan for closing once the final paperwork arrived. Thankfully, with the help of another team member, the loan was closed the day after the appraisal came through. Without teamwork, focus, and communication, this loan would’ve been at risk of the sellers pulling out of the deal.
I Need a Pro to Help Me Win
How We Help
We Bring It All Together
Smart Advice - Loan Advisor studies your profile and goals
- Provides plan and loan to meet goals
- Ongoing reviews as goals evolve
Easy Process - Complete Home On Time® App in minutes
- Run loan start to end from any device
- Loan Advisor can copilot with you
Super Speed - Experienced, responsive, caring Loan Advisors
- Advance Approval® secures loan up front
- Loan closed or refi approved - on time
First Time Homebuyer
Your first home is the biggest investment of your life, and we’re passionate about educating you. We offer loan products for every need, including:
- 3% Down Conventional Loans
- 3.5% Down FHA Loan
- 0% Down VA or USDA Loan
- 1st and 2nd Mortgage Combination
- Various Mortgage Insurance Options
- 5% Down Jumbo Financing
- Family Gift Fund Programs
Experienced Homebuyer
- Ready to upgrade, downsize, or relocate?
- Searching for a vacation rental?
- Need a second home dedicated to your family?
- Need a tax deferred exchange of investment properties?
- Want to buy again after a short sale or foreclosure?
Then it’s time for a consultation with a local LendUS® loan advisor. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way.
Refinance
Refinancing is all about discovering new opportunities to achieve your goals faster.
- Access equity for remodel, debt payoffs, education, or investments
- Switch to a shorter term to pay off your loan faster
- Use home equity to get rid of mortgage insurance
- Moving within 4-7 years? An interest only loan can minimize payments
About Us
One name. One family. One purpose.
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
We have a combined talent base of hundreds of loan advisors, and a national leadership team in place for more than 20 years. All of whom embody our core values: All-In like family, Driven like Wall Street and Approachable like Main Street.
LendUS® continues to provide the ultra-attentive service, community focus and local expertise we have always been known for, but with the added benefits of a broad product selection and the strength that comes from being a nationwide firm.
We are dedicated to finding innovative solutions and technologies that simplify the often complicated lending world. Our Home On Time® App allows you to apply and manage your loan on any device, at any time. This commitment to ease and speed goes a long way in our efforts to help you achieve your home financing goals.
All In - Exemplify a "Can Do. Will Do." attitude
- Dedicated to innovative solutions
- Retail only: consumers are sole focus
Driven - Laser focused on client goals
- Committed to timely service
- Tireless work ethic
Approachable - Ultra attentive service aided by tech
- Always supportive, patient, welcoming
- Discuss your finances in simple terms
News
Careers
Join the journey
A career at LendUS® means being empowered to maximize your potential. We are individuals with diverse talents and tireless work ethic, united by one mission: to simplify the complex business of lending. We are innovators, problem solvers and collaborators. We are driven by a commitment to each other, our clients, and our communities. We are supportive, patient and welcoming. Through creativity, technology and an unwavering focus on personalized service, we never stop improving.
Check out our LendUS® Job Openings for opportunities to join the team!
Community
We're Not Just In The Community
We're Part Of The Community
Our "Can Do, Will Do" spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we are proud to support.
Ronald McDonald House, Seattle, WA
LAKE OSWEGO ADULT COMMUNITY CENTER, Lake Oswego, OR
AMERICAN HEART ASSOCIATION
MARY'S KITCHEN, Orange County, CA
ORANGE COUNTY RESCUE MISSION, Santa Ana, CA
TOYS FOR TOTS
SANTA BARBARA CANCER CENTER
JUVENILE DIABETES RESEARCH FOUNDATION
TACOMA RESCUE MISSION, Tacoma, WA
GLIDE MEMORIAL, San Francisco, CA
Contact
Here's How To Connect With Us
Find a Loan Advisor
Have a Loan Advisor Contact Me
Other LendUS® Connection Tools
LendUS® HQ
3240 Stone Valley Road West
Alamo, CA 94507
925.295.9300
855.776.2888
Please include account number on all correspondence.