We're on a mission to go green! For every Home On Time® App submitted from May 1-31, we will donate $10 to the National Forest Foundation*. And for every dollar donated, a tree will be planted to help restore our national forests.
Help us reach our goal of $25,000!
*For each home loan application submitted on the Home On Time® App, LendUS® and Blend will donate $10 ($5 each) to the NFF's Trees for US Program, up to $25,000.
We were declined by our lender the day before contingencies were removed, but your team stepped in and got our loan done in just 14 days!
Clients were already in contract when their lender’s denial threatened the deal. Their income was complicated – one was a Veteran, both were doctors and they were getting a second loan from their employer to help with the down payment. The sellers already had a back-up offer, so there was no wiggle room to postpone the closing date. We quickly jumped in and discovered that the previous lender had miscalculated our clients’ income. We made the correction, got them approved and funded their loan within two weeks – closing on the original date scheduled. They were so happy, they even invited us to their house warming party.
Leaving my struggles behind for a more serene life, you helped me start my next chapter.
A newly single mother had come to us for help. She was just re-entering the workforce after taking years off to raise her children, address health issues and deal with her previous home that had burned down. She had now fallen in love with a home on the lake, but learned she was facing potential title issues due to legal road access to the property. Her Realtor had encouraged her to use a local bank that was familiar with the issue and could help, but its high interest rates left her wanting a second opinion. Her lack of recent work history was a challenge, which we addressed with verifications of employment from her former companies. Then, together with her lawyer, we arranged for title insurance to address any potential issues about road access. We were also able to secure a rate much lower than she was offered by the bank. And to top it off, we closed two weeks early. She is now watching the sun rise over the lake every morning and ready to take on the next chapter of her life.
Your willingness to explain changes in regulations made us feel secure during the application process - giving us confidence to purchase our vacation time.
While on vacation, a snowbird couple had fallen in love with the warm weather and decided they wanted to buy a second home. They hadn’t purchased a property in more than 20 years, so their Realtor referred them to us. At first they were surprised with how much the application process had changed over the years and were concerned about giving out so much of personal information. We reassured them that the regulations in place today are designed to protect consumers and that guidelines are different for purchasing second homes, which explained much of the differences from their past experience. The couple appreciated the explanation, moved forward and are now enjoying their time in the sun.
Thanks to you, we were able to pay off $100,000 in debt and reduce our monthly expenses by $2,000!
Buried in debt with a low credit score and in need of a resolution, homeowners were referred to us to discuss their financial options. They wanted to pay off more than $100K in debt and lower their overall monthly expenses, but hadn’t been able to qualify for a cash-out refinance. After analyzing their existing home loan and equity, we set them out on a path to boost their credit score. They followed our instruction to a T and within days, saw a 40 point jump in their score – putting a refi within reach. With a new sense of optimism and clean slate, they’re now saving $2,000 per month and feel much more financially more secure.
With limited funds and low credit, you helped me create a plan to buy my first home with only 3.5% down.
Tired of renting in a noisy area with inconsiderate neighbors, a young woman was referred to us to discuss her home buying options. When we initially met, she had little cash saved, several debts and a low credit score. We worked with her over the next few months to rebuild her credit and execute a plan to help her save enough funds for a low down payment and closing costs. Once she was in a better position, she made an offer. A few weeks later she was in her very first home, grateful for the opportunity to become a homeowner.
After a foreclosure, bankruptcy and short sale, I wasn't sure I could become a homeowner again. But you helped me make it happen.
After going through some rough times, a retired couple on a fixed income came to us to discuss their options to buy. Years ago, the husband had gone through a messy divorce, filed for bankruptcy, lost one home to foreclosure and sold another in a short sale. After re-establishing his credit, he and his new wife were hopeful, but not confident, that they could once again become homeowners. So we sat down together, went over various lending programs, and informed them that enough time had passed since their financial hardships that their chances of buying looked good. The process wasn’t the smoothest and some obstacles did pop up along the way, but they never lost hope. In the end, their loan came through and they are happy homeowners once again.
Your first home is the biggest investment of your life, and we’re passionate about educating you. We offer loan products for every need, including:
Then it’s time for a consultation with a local LendUS® loan advisor. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way.
Refinancing is all about discovering new opportunities to achieve your goals faster.
Whether you’re a first time buyer, an existing homeowner or a seasoned investor, LendUS®’s mortgage products offer you more choices:
LendUS® was created as a collaboration between RPM Mortgage, American Eagle Mortgage, Regency Mortgage and Mortgage Financial – four well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
We have a combined talent base of hundreds of loan advisors, and a national leadership team in place for more than 20 years. All of whom embody our core values: All-In like family, Driven like Wall Street and Approachable like Main Street.
LendUS® continues to provide the ultra-attentive service, community focus and local expertise we have always been known for, but with the added benefits of a broad product selection and the strength that comes from being a nationwide firm.
We are dedicated to finding innovative solutions and technologies that simplify the often complicated lending world. Our Home On Time® App allows you to apply and manage your loan on any device, at any time. This commitment to ease and speed goes a long way in our efforts to help you achieve your home financing goals.
A career at LendUS® means being empowered to maximize your potential. We are individuals with diverse talents and tireless work ethic, united by one mission: to simplify the complex business of lending. We are innovators, problem solvers and collaborators. We are driven by a commitment to each other, our clients, and our communities. We are supportive, patient and welcoming. Through creativity, technology and an unwavering focus on personalized service, we never stop improving.
Check out our LendUS® Job Openings for opportunities to join the team!
Our "Can Do, Will Do" spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we are proud to support.
3240 Stone Valley Road West
Alamo, CA 94507
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