We get you Home On Time® whether you’re buying or refinancing
Smart Advice. Easy Process. Super Speed.
One name. One family. One purpose.
Uniting as one, RPM Mortgage and American Eagle Mortgage have come together to form a national collective, known as LendUS®. We remain family-owned and operated, and continue to provide the ultra-attentive service and community focus that we are known for. With the added strength and support that comes from being a nationwide company, the LendUS® family’s sole focus is to provide smart advice, an easy process and super speed to help you achieve your home financing goals.
Need Help
Are You Working With An Advisor?
Client Wins
★#LendUSWins
Go Digital, Save Time With eClose
As first-time homebuyers, my clients didn’t know much about the loan products available to them for financing. Being new to the home buying process, my clients didn’t know about our Home On Time® hybrid eClose, which allows borrowers¬ the ability to eSign some of their closing documents remotely. Walking them through the process, I explained how they should apply through our Home On Time® App—filling out the application and uploading their documentation. They received automated notifications letting them know when to sign their disclosures and complete necessary tasks. With our App, the clients were complete naturals and amazed at how easy it was. On the day of their closing, I called to wish them good luck signing, and they informed me they’d already completed it! With most of their documents eSigned, they only needed to close with the notary, which took 7 minutes! I was thrilled to learn they had no questions or problems—eSigning is easy, fast, and reliable for clients. With our hybrid eClose option, we were ahead of schedule to land my clients their funding, and they couldn’t be more excited to walk through the door to their new home.
I Need a Pro to Help Me Win
★#LendUSWins
You’re in Safe Hands
Clients need to feel they can trust their Loan Advisor to help them with the most important financial decision in their lives, especially with all the required sensitive information. As a single first-time homebuyer, a recent client didn’t know where to turn for financing. Her friend, who also works in our LendUS family, and her husband, who was the client’s realtor, recommended one of our Loan Advisors. Considering our Loan Advisor came so well recommended, the client instantly felt a sense of assurance since the trust was already built into the professional relationship. Working in the insurance industry, this client was nervous about making sure all the paperwork and details were squared away. During the process she appreciated that our Loan Advisor was communicative, professional, and provided guidance every step of the way. Our team gained the client’s lifelong trust, respect, and gratitude while working to close her home. Due to her amazing experience with the Loan Advisor, she now refers everyone to him and his team.
I Need a Pro to Help Me Win
★#LendUSWins
Fixing For the Future
If you’ve ever fallen in love with a home, it is hard not to fight for it—this was the case recently for one of our Loan Advisors. His clients, who are self-employed and own several properties, decided to make Florida their new primary residence when they fell in love with a $1.5 million home. While working on his clients’ new loan, our Loan Advisor came across some false late payments with their current mortgage company. Instead of leaving his clients to handle the problem on their own, our Loan Advisor assisted in correcting the mistake. By working with both sets of realtors, our Loan Advisor was able to extend the deal and allow his clients to close on their new home. While other Loan Advisors might have given up, our Loan Advisor persevered. Due to his dedication, the clients were able to step into their new dream home worry-free.
I Need a Pro to Help Me Win
★#LendUSWins
Together We Achieve More
With their dream home on the line, recent borrowers were looking to secure their funding – luckily, our Loan Advisor and his team were able to step up and help them close the deal. To make the process flow seamlessly, the Loan Advisor worked with his team to ensure everyone was on the same page from the beginning. The team also connected with the borrowers to make them feel comfortable and part of each step in the development. The clients were so appreciative of the team and the Loan Advisor’s depth of knowledge, patience, and cooperation, they felt they knew exactly what they were doing in the end. The borrowers said they would use our Loan Advisor and his team again in the future when they decide to refinance and recommend their services to friends and family.
I Need a Pro to Help Me Win
★#LendUSWins
Against All Odds
As a first-time homebuyer, the real estate market can feel like a never-ending labyrinth full of twists and turns. Our Loan Advisors want to help make the process of homebuying feel like a walk in the park. Recently, a first-time home buyer Army Veteran was finding it tough to get his offer accepted for a home. Not only was the market low on inventory, so there was a lot of competition for homes, but he was also using a VA loan which many people have misconceptions about. Luckily, our Loan Advisor was able to step in and educate the agents and sellers about VA loans and help this Veteran navigate the turbulent market. In the end, the client was able to secure the home he wanted for zero money down with funds to spare for home improvements. The client truly appreciated the Loan Advisor’s support and education on the financing process.
I Need a Pro to Help Me Win
★#LendUSWins
Reaching Across Borders
Obtaining a mortgage is no small feat, let alone when one of the co-borrowers is in another country during the whole process. Recently, one of our Loan Advisors was in this exact situation with a client. The client was closing on a home with his wife, the co-borrower, who was in Norway. International borders weren't the only obstacles to overcome either. The stateside client was also self-employed and already owned a second home with another family member, his father. With all these hoops to jump through, the Loan Advisor and his team had to think of creative strategies, like organizing international notarization of loan processing paperwork, to help their clients get their mortgage. In the end, the clients were able to get their new home, and were genuinely thankful their Loan Advisor went the extra mile to make it all possible.
I Need a Pro to Help Me Win
How We Help
We Bring It All Together
Smart Advice - Loan Advisor studies your profile and goals
- Provides plan and loan to meet goals
- Ongoing reviews as goals evolve
Easy Process - Complete Home On Time® App in minutes
- Run loan start to end from any device
- Loan Advisor can copilot with you
Super Speed - Experienced, responsive, caring Loan Advisors
- Advance Approval® secures loan up front
- Loan closed or refi approved - on time
First Time Homebuyer
Your first home is the biggest investment of your life, and we’re passionate about educating you. We offer loan products for every need, including:
- 3% Down Conventional Loans
- 3.5% Down FHA Loan
- 0% Down VA or USDA Loan
- 1st and 2nd Mortgage Combination
- Various Mortgage Insurance Options
- 5% Down Jumbo Financing
- Family Gift Fund Programs
Experienced Homebuyer
- Ready to upgrade, downsize, or relocate?
- Searching for a vacation rental?
- Need a second home dedicated to your family?
- Need a tax deferred exchange of investment properties?
- Want to buy again after a short sale or foreclosure?
Then it’s time for a consultation with a local LendUS® loan advisor. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way.
Refinance
Refinancing is all about discovering new opportunities to achieve your goals faster.
- Access equity for remodel, debt payoffs, education, or investments
- Switch to a shorter term to pay off your loan faster
- Use home equity to get rid of mortgage insurance
- Moving within 4-7 years? An interest only loan can minimize payments
About Us
One name. One family. One purpose.
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
We have a combined talent base of hundreds of loan advisors, and a national leadership team in place for more than 20 years. All of whom embody our core values: All-In like family, Driven like Wall Street and Approachable like Main Street.
LendUS® continues to provide the ultra-attentive service, community focus and local expertise we have always been known for, but with the added benefits of a broad product selection and the strength that comes from being a nationwide firm.
We are dedicated to finding innovative solutions and technologies that simplify the often complicated lending world. Our Home On Time® App allows you to apply and manage your loan on any device, at any time. This commitment to ease and speed goes a long way in our efforts to help you achieve your home financing goals.
All In - Exemplify a "Can Do. Will Do." attitude
- Dedicated to innovative solutions
- Retail only: consumers are sole focus
Driven - Laser focused on client goals
- Committed to timely service
- Tireless work ethic
Approachable - Ultra attentive service aided by tech
- Always supportive, patient, welcoming
- Discuss your finances in simple terms
News
Careers
Join the journey
A career at LendUS® means being empowered to maximize your potential. We are individuals with diverse talents and tireless work ethic, united by one mission: to simplify the complex business of lending. We are innovators, problem solvers and collaborators. We are driven by a commitment to each other, our clients, and our communities. We are supportive, patient and welcoming. Through creativity, technology and an unwavering focus on personalized service, we never stop improving.
Check out our LendUS® Job Openings for opportunities to join the team!
Community
We're Not Just In The Community
We're Part Of The Community
Our "Can Do, Will Do" spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we are proud to support.
Ronald McDonald House, Seattle, WA
LAKE OSWEGO ADULT COMMUNITY CENTER, Lake Oswego, OR
AMERICAN HEART ASSOCIATION
MARY'S KITCHEN, Orange County, CA
ORANGE COUNTY RESCUE MISSION, Santa Ana, CA
TOYS FOR TOTS
SANTA BARBARA CANCER CENTER
JUVENILE DIABETES RESEARCH FOUNDATION
TACOMA RESCUE MISSION, Tacoma, WA
GLIDE MEMORIAL, San Francisco, CA
Contact
Here's How To Connect With Us
Find a Loan Advisor
Have a Loan Advisor Contact Me
Other LendUS® Connection Tools
LendUS® HQ
3240 Stone Valley Road West
Alamo, CA 94507
925.295.9300
855.776.2888
Please include account number on all correspondence.