Closing on Time. Even When Times are Hard!
After months of searching different listings, and then life coming to a slowdown, our buyer was thrilled to find the perfect home! Having worked with LendUS in the past, the listing agent knew that we at LendUS could successfully deliver on our promises. We were able to work closely with the realtor to shorten the contingency period and offer a 25-day close. When all was said and done, we won the bid and successfully closed on time!
Keeping a distance but staying together to close on time!
Due to the pandemic a lot of people are adjusting the way they work, and so are we! We had a loan closing on May 15th and to keep everybody safe and socially distanced we went for a mobile solution to get everything done. We decided to use our space to receive the title company and the client separately, so we could have all documentation signed accordingly. The title company was in the parking lot, gave us the package, we took it inside and explained everything we needed for our client. After that we took the documents back to the title company in the parking lot and they went to their office to complete the package and send it to our closer so the loan could be funded. We are totally driven to do whatever it takes to help our clients close their loans no matter what the situation.
Despite the restrictions and challenges with COVID-19, our team worked tirelessly to make it all happen!
Finding a home can be an exciting yet nerve racking process. Our LendUS team ensures that every experience is a seamless one. When a borrower called five months prior to purchasing a home, our team of industry experts stepped in with an advanced approval contingent upon the sale of his existing property. Once his dream house was selected, our loan advisor worked with the listing agent and buyer’s agent to close in a matter of 21 days! Furthermore, with the help of our incredible underwriting and funding team, we were able to close on the sale of their current property early in the morning and close on their new purchase just a few hours later! Despite the restrictions and challenges with COVID-19, our team worked tirelessly to make it all happen!
With more debt paid off, and credit rescored...Mom and kiddos are in a new home.
During this time of uncertainty, our client found the guidance and support to get the loan she and her family needed. A first-time homebuyer with a daughter, and a single mom, who also owns a restaurant, was disappointed when she found out the day before her loan was supposed to close that the Federal Housing Agency (FHA) changed their credit score requirements making her loan not fundable. Our loan advisor and regional president met with both the listing and buyer’s real estate agent’s explaining that their client’s loan could not be funded because her credit score was too low, but that we have options. We would be able to do a rapid credit rescore if she could pay down some debt, and that is exactly what happened. The real estate agents were able to extend the contract for another one and half weeks, the homebuyer paid off additional debt, her credit was rescored, and the loan closed with mom and daughter moving into their new home shortly after.
Their All-In efforts got all three families into their homes.
On Good Friday, our offices were closing early, and we prepared our clients with the possibility that closing might not take place, having to wait until the coming Monday. Two of three families we were helping were even going to have stay in a hotel over the holiday weekend. We reached out to our funders and asked if there was any way they could help us get these loans closed. We rushed, pushed, and communicated with everyone up until minutes before the funding cutoff. We would have been happy with any effort to show our clients we care, but our funders gave extraordinary driven effort and delivered on not one, but on all three loan files! Their All-In efforts got all three families into their homes, kept them safe, and showed them that they were our #1 priority. We delivered for our company, we delivered for the realtors, and most importantly, we delivered for the families we serve!
The online and mobile application your company uses was a huge help in the process of applying for a loan
Recently as a company we implemented a new technology behind our online application to give our borrowers a better experience. A client reached out to give their loan advisor feedback on their impression of our online application. “It gives us the chance to input our information when we’re ready, which is a major help due to our schedules. Also, it’s easy to understand, and so far, has worked flawlessly. I understand that new technology takes time and resources to implement, but your responsiveness, along with the ease of applying for the loan, makes us feel good about our decision.”
Your first home is the biggest investment of your life, and we’re passionate about educating you. We offer loan products for every need, including:
Then it’s time for a consultation with a local LendUS® loan advisor. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way.
Refinancing is all about discovering new opportunities to achieve your goals faster.
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
We have a combined talent base of hundreds of loan advisors, and a national leadership team in place for more than 20 years. All of whom embody our core values: All-In like family, Driven like Wall Street and Approachable like Main Street.
LendUS® continues to provide the ultra-attentive service, community focus and local expertise we have always been known for, but with the added benefits of a broad product selection and the strength that comes from being a nationwide firm.
We are dedicated to finding innovative solutions and technologies that simplify the often complicated lending world. Our Home On Time® App allows you to apply and manage your loan on any device, at any time. This commitment to ease and speed goes a long way in our efforts to help you achieve your home financing goals.
A career at LendUS® means being empowered to maximize your potential. We are individuals with diverse talents and tireless work ethic, united by one mission: to simplify the complex business of lending. We are innovators, problem solvers and collaborators. We are driven by a commitment to each other, our clients, and our communities. We are supportive, patient and welcoming. Through creativity, technology and an unwavering focus on personalized service, we never stop improving.
Check out our LendUS® Job Openings for opportunities to join the team!
Our "Can Do, Will Do" spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we are proud to support.
3240 Stone Valley Road West
Alamo, CA 94507
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