We get you Home On Time ® whether you’re buying or refinancing
Smart Advice. Easy Process. Super Speed.
One name. One family. One purpose.
Uniting as one, RPM Mortgage and American Eagle Mortgage have come together to form a national collective, known as LendUS®. We remain family-owned and operated, and continue to provide the ultra-attentive service and community focus that we are known for. With the added strength and support that comes from being a nationwide company, the LendUS® family’s sole focus is to provide smart advice, an easy process and super speed to help you achieve your home financing goals.
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Client Wins
★#LendUSWins
The Right Advice Just in Time
One of our recent clients, a full-time remote employee, was looking to sell his condo in snowy Colorado and relocate to the sunny state of South Carolina. When he initially bought the condo, he didn’t receive the correct advice, information, or support. So this time around, he was referred to talk with one of our Loan Advisors. While buying his new home, the client was prompt with delivering documents and curious to learn more from the Loan Advisor about why they needed certain documents and the next steps in the process. Our Loan Advisor could see the borrower’s previous experience had left him feeling unsure about the mortgage process, and he was happy to provide the information he needed. The client truly appreciated our Loan Advisor and his team’s patience, guidance, and openness while explaining the mortgage process. The borrower doesn’t understand how anyone would go through this process without professional help, and he promises to champion the team that did so much to help him.
I Need a Pro to Help Me Win
★#LendUSWins
Family Values
When looking to refinance her and her husband’s home, our borrower knew exactly who to turn to, her brother, a Loan Advisor with our Lexington, SC branch. She wanted to remove their mortgage insurance and reduce their interest rate. Our borrower was concerned about not getting the best rate possible compared to her neighbors’ recent refinances. Her brother assisted the couple and explained that their neighbors most likely had to pay to receive a low rate. This procedure is called "buying down the rate," where the borrower pays out of pocket at closing for a reduced interest rate. Fortunately, our Loan Advisor was able to get his sister and her husband a great rate without them having to buy it down. In the end, the couple was satisfied and even learned a bit more about the brother’s industry along the way.
I Need a Pro to Help Me Win
★#LendUSWins
Back on Track
A borrower was working with a lender who told them two weeks before closing that they could no longer approve them for a conventional loan. As a consolation, the borrower was offered a bank statement loan as long as they could provide the additional funds. While this was happening, the buyer’s agent realized the deal might be lost and contacted another agent who is friends with one of our Loan Advisors. The agent connected the buyer’s agent with our Loan Advisor, who immediately sent the case to be reviewed to determine if and how we could help this borrower. The application was sent in, and by the next day, it was disclosed and went through processing the day after. The seller was cautious about giving our borrower an extension. However, our Loan Advisor and his team were able to handle the tight deadline and close the loan in just 11 business days.
I Need a Pro to Help Me Win
★#LendUSWins
Perseverance Pays Off
One of our Loan Advisors recently worked with an excited borrower on their new jumbo loan. The borrower provided a 20 percent down payment, and everything was ready to go until a strange credit issue emerged. The team worked tirelessly for two weeks to get around this roadblock to no avail. After searching for the right product and being met with disappointing results, the group finally found a satisfactory solution. Once our Loan Advisor and his team figured it out, they jumped to get the mortgage back on schedule—filling documents, underwriting, and getting everything approved in just a few days. Now, our borrower is grateful to be closed on their brand new home, thanks to our team’s perseverance.
I Need a Pro to Help Me Win
★#LendUSWins
Not Just a Number
A recent borrower was so well-prepared for meeting with one of our Loan Advisors that they thought she could be a guest speaker at a conference for first-time homebuyers. Yet with all her preparation, she was still nervous about becoming a homeowner and how it would affect her family’s finances. Our Loan Advisor was able to walk her through the process step-by-step, making her feel at ease about buying her new home. The customer service she received from our Loan Advisor and his team over the two-month process made her and her husband feel like they were part of the LendUS family and not just another loan number in a computer.
I Need a Pro to Help Me Win
★#LendUSWins
A Father's Fresh Start
One of our borrowers recently went through a challenging divorce which involved a lengthy custody battle. Though he was able to win custody of his son, our borrower still needed a new place for them to start fresh. As he was self-employed, our borrower turned to his neighbor and friend, who happens to be one of our Loan Advisors, for help with buying a new home. Due to the borrower’s great credit and closing funds, the team only had to use one year of his tax returns to complete his loan process. Now our borrower is happily spending time with his son watching their dog play on their new front lawn.
I Need a Pro to Help Me Win
How We Help
We Bring It All Together
Smart Advice - Loan Advisor studies your profile and goals
- Provides plan and loan to meet goals
- Ongoing reviews as goals evolve
Easy Process - Complete Home On Time® App in minutes
- Run loan start to end from any device
- Loan Advisor can copilot with you
Super Speed - Experienced, responsive, caring Loan Advisors
- Advance Approval® secures loan up front
- Loan closed or refi approved - on time
First Time Homebuyer
Your first home is the biggest investment of your life, and we’re passionate about educating you. We offer loan products for every need, including:
- 3% Down Conventional Loans
- 3.5% Down FHA Loan
- 0% Down VA or USDA Loan
- 1st and 2nd Mortgage Combination
- Various Mortgage Insurance Options
- 10% Down Jumbo Financing
- Family Gift Fund Programs
Experienced Homebuyer
- Ready to upgrade, downsize, or relocate?
- Searching for a vacation rental?
- Need a second home dedicated to your family?
- Need a tax deferred exchange of investment properties?
- Want to buy again after a short sale or foreclosure?
Then it’s time for a consultation with a local LendUS® loan advisor. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way.
Refinance
Refinancing is all about discovering new opportunities to achieve your goals faster.
- Access equity for remodel, debt payoffs, education, or investments
- Switch to a shorter term to pay off your loan faster
- Use home equity to get rid of mortgage insurance
- Moving within 4-7 years? An interest only loan can minimize payments
About Us
One name. One family. One purpose.
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
We have a combined talent base of hundreds of loan advisors, and a national leadership team in place for more than 20 years. All of whom embody our core values: All-In like family, Driven like Wall Street and Approachable like Main Street.
LendUS® continues to provide the ultra-attentive service, community focus and local expertise we have always been known for, but with the added benefits of a broad product selection and the strength that comes from being a nationwide firm.
We are dedicated to finding innovative solutions and technologies that simplify the often complicated lending world. Our Home On Time® App allows you to apply and manage your loan on any device, at any time. This commitment to ease and speed goes a long way in our efforts to help you achieve your home financing goals.
All In - Exemplify a "Can Do. Will Do." attitude
- Dedicated to innovative solutions
- Retail only: consumers are sole focus
Driven - Laser focused on client goals
- Committed to timely service
- Tireless work ethic
Approachable - Ultra attentive service aided by tech
- Always supportive, patient, welcoming
- Discuss your finances in simple terms
News
Careers
Join the journey
A career at LendUS® means being empowered to maximize your potential. We are individuals with diverse talents and tireless work ethic, united by one mission: to simplify the complex business of lending. We are innovators, problem solvers and collaborators. We are driven by a commitment to each other, our clients, and our communities. We are supportive, patient and welcoming. Through creativity, technology and an unwavering focus on personalized service, we never stop improving.
Check out our LendUS® Job Openings for opportunities to join the team!
Community
We're Not Just In The Community
We're Part Of The Community
Our "Can Do, Will Do" spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we are proud to support.
Ronald McDonald House, Seattle, WA
LAKE OSWEGO ADULT COMMUNITY CENTER, Lake Oswego, OR
AMERICAN HEART ASSOCIATION
MARY'S KITCHEN, Orange County, CA
ORANGE COUNTY RESCUE MISSION, Santa Ana, CA
TOYS FOR TOTS
SANTA BARBARA CANCER CENTER
JUVENILE DIABETES RESEARCH FOUNDATION
TACOMA RESCUE MISSION, Tacoma, WA
GLIDE MEMORIAL, San Francisco, CA
Contact
Here's How To Connect With Us
Find a Loan Advisor
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Other LendUS® Connection Tools
LendUS® HQ
3240 Stone Valley Road West
Alamo, CA 94507
925.295.9300
855.776.2888
Please include account number on all correspondence.