We get you Home On Time® whether you’re buying or refinancing
One name. One family. One purpose.
Uniting as one, RPM Mortgage and American Eagle Mortgage have come together to form a national collective, known as LendUS®. We remain family-owned and operated, and continue to provide the ultra-attentive service and community focus that we are known for. With the added strength and support that comes from being a nationwide company, the LendUS® family’s sole focus is to provide smart advice, an easy process and super speed to help you achieve your home financing goals.
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Client Wins
★#LendUSWins
Their Own Home for the Holidays
I first talked with my clients back in June. They were living with their in-laws and had no credit which limited them in making a home purchase. I advised them on how to build a credit profile and four months later they we were able to obtain a credit score, which then enabled them to start looking at homes! Since they were short of funds, I explained FHA financing as a great first-time home-buyer option, and also recommended an offer on the home in which the seller would pay the closing costs, helping them further. With an offer accepted and a closing date in December, our clients will have a very special holiday in their very own home.
I Need a Pro to Help Me Win
★#LendUSWins
Solving Difficult Problems
My client had tried to refinance numerous times and her loan was rejected by 5 other lenders. When we looked at her income as a self employed tax accountant, her debt to income was over 75%. Our company is known for solving difficult problems when other lenders have turned people away and we did just that. In this case we switched her loan due to her low income and combined a few other resources to get her debt to income ratio down to 49.879%. We researched every possible solution to solve this one!!! When all was said and done, we saved her $3170/mo.
I Need a Pro to Help Me Win
★#LendUSWins
Helping with Sound Advice
Most recently, I reached out to my client of over 15yrs. who was despondent! She had accumulated a lot of credit cards and her ARM had been reset. Her and her husband make a decent living but close to half of their monthly payments are going to their credit cards and a 1st & 2nd mortgage on their home. We took that amount down by 1/3 by helping her refinance. The most important lesson I took from it was that there are a lot of borrowers out there who simply pay their bills and don’t even consider refinancing because its too overwhelming. As a Loan Advisor, I realized that we have to reach out to provide education as we truly make a difference in our client’s lives.
I Need a Pro to Help Me Win
★#LendUSWins
Achieving a Lifelong Goal
We had a client close this week who was a woman in her mid-50s with a daughter who was disabled. Our client hadn’t purchased a home previously and we were able to connect her with a special government grant. Soon after, she brought us the rendering to her new home which was so impactful to see and share. Moments like this take the numbers off of the page and humanizes the process. It reminds us why it is we do what we do. We help people achieve a lifelong goal of homeownership.
I Need a Pro to Help Me Win
★#LendUSWins
Feeling Proud
I was in the process of refinancing a loan for a young woman who had come upon especially hard times. She had a disability that forced her into a fixed income, her aging father was struggling with cancer and within the next few years she would be losing child-support that contributed to her household income. After crunching some numbers, I found that she would be saving almost $350 per month by refinancing. This young woman’s father then confided in me that he was proud of her but worried about her home when he wasn’t around, so we helped put together a gift from him for $50,000 to buydown her loan further. His 16 year old granddaughter has a 4.6 GPA, and he expressed how proud he was of her too. Needless to say when his daughter found out what her father did she was beyond words and in tears. Her dad was happy that he could do something now and know she was OK when he left this world. Something all parents hope for. This is the kind of thing that makes me proud to be doing what I do.
I Need a Pro to Help Me Win
★#LendUSWins
Easier Than I Could Have Imagined
Being a first-time home buyer at 22 years old and working about 65hrs a week, I was SO flustered going into the home buying process. After all the stories I’ve heard from my peers about their first-time buying a home, I was so relieved to work with the most amazing Loan Advisor. She honestly made this whole situation so much easier for me than I could have imagined. She was incredibly helpful with every concern and question I had throughout the entire process, and was extremely knowledgeable about every aspect. I hope that I don’t have to buy another home anytime soon, but I can whole-heartedly say if I ever do, I know exactly who to call!!! Huge shoutout to my Loan Advisor and her company. I appreciate all of the help that was provided to me.
I Need a Pro to Help Me Win
How We Help
We Bring It All Together
Smart Advice - Loan Advisor studies your profile and goals
- Provides plan and loan to meet goals
- Ongoing reviews as goals evolve
Easy Process - Complete Home On Time® App in minutes
- Run loan start to end from any device
- Loan Advisor can copilot with you
Super Speed - Experienced, responsive, caring Loan Advisors
- Advance Approval® secures loan up front
- Loan closed or refi approved - on time
First Time Homebuyer
Your first home is the biggest investment of your life, and we’re passionate about educating you. We offer loan products for every need, including:
- 3% Down Conventional Loans
- 3.5% Down FHA Loan
- 0% Down VA or USDA Loan
- 1st and 2nd Mortgage Combination
- Various Mortgage Insurance Options
- 5% Down Jumbo Financing
- Family Gift Fund Programs
Experienced Homebuyer
- Ready to upgrade, downsize, or relocate?
- Searching for a vacation rental?
- Need a second home dedicated to your family?
- Need a tax deferred exchange of investment properties?
- Want to buy again after a short sale or foreclosure?
Then it’s time for a consultation with a local LendUS® loan advisor. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way.
Refinance
Refinancing is all about discovering new opportunities to achieve your goals faster.
- Access equity for remodel, debt payoffs, education, or investments
- Switch to a shorter term to pay off your loan faster
- Use home equity to get rid of mortgage insurance
- Moving within 4-7 years? An interest only loan can minimize payments
About Us
One name. One family. One purpose.
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
We have a combined talent base of hundreds of loan advisors, and a national leadership team in place for more than 20 years. All of whom embody our core values: All-In like family, Driven like Wall Street and Approachable like Main Street.
LendUS® continues to provide the ultra-attentive service, community focus and local expertise we have always been known for, but with the added benefits of a broad product selection and the strength that comes from being a nationwide firm.
We are dedicated to finding innovative solutions and technologies that simplify the often complicated lending world. Our Home On Time® App allows you to apply and manage your loan on any device, at any time. This commitment to ease and speed goes a long way in our efforts to help you achieve your home financing goals.
All In - Exemplify a "Can Do. Will Do." attitude
- Dedicated to innovative solutions
- Retail only: consumers are sole focus
Driven - Laser focused on client goals
- Committed to timely service
- Tireless work ethic
Approachable - Ultra attentive service aided by tech
- Always supportive, patient, welcoming
- Discuss your finances in simple terms
News
LendUS® Ranked as One of America’s Top Mortgage Lenders by Scotsman Guide
LendUS® Introduces National Brand to Seven Offices in Three Additional States
Careers
Join the journey
A career at LendUS® means being empowered to maximize your potential. We are individuals with diverse talents and tireless work ethic, united by one mission: to simplify the complex business of lending. We are innovators, problem solvers and collaborators. We are driven by a commitment to each other, our clients, and our communities. We are supportive, patient and welcoming. Through creativity, technology and an unwavering focus on personalized service, we never stop improving.
Check out our LendUS® Job Openings for opportunities to join the team!
Community
We're Not Just In The Community
We're Part Of The Community
Our "Can Do, Will Do" spirit at work extends into communities where we live. We invest our time, talent, and money alongside our neighbors to help improve everyone’s quality of life. Here are some organizations we are proud to support.
Ronald McDonald House, Seattle, WA
LAKE OSWEGO ADULT COMMUNITY CENTER, Lake Oswego, OR
AMERICAN HEART ASSOCIATION
MARY'S KITCHEN, Orange County, CA
ORANGE COUNTY RESCUE MISSION, Santa Ana, CA
TOYS FOR TOTS
SANTA BARBARA CANCER CENTER
JUVENILE DIABETES RESEARCH FOUNDATION
TACOMA RESCUE MISSION, Tacoma, WA
GLIDE MEMORIAL, San Francisco, CA
Contact
Here's How To Connect With Us
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LendUS® HQ
3240 Stone Valley Road West
Alamo, CA 94507
925.295.9300
855.776.2888
Please include account number on all correspondence.