Now that we are deep into autumn it is time to start thinking about the ghostly holiday Halloween. This year October 31 lands on a Sunday so all weekend long you can enjoy activities inspired by this spooky time of year. Though the celebration originated from the Celtic festival Samhain, which involved people wearing costumes to scare away ghosts and participating in bonfires, we now have expanded upon the tradition. Check out our list of 10 activities you can do to celebrate your Halloween weekend!
Is Mortgage Advice on TikTok Trustworthy or Trendy?
With our rapidly advancing society, the Millennial and Gen Z generations have grown up in a world where they have all the latest technology at their fingertips straight from birth. So now, it’s only natural that businesses have started gravitating to the most popular places on the internet to reach young people. Now you can seek advice from someone on just about every platform, from Instagram to Twitter, and even the latest craze, TikTok. Mortgage lenders are following suit and trying to reach a new demographic through social media, but is it trustworthy? A recent article from Forbes ponders this very idea.
Should You Refinance Your Home
So, you bought your dream home, and with it comes the responsibility of a mortgage–one of the most significant financial decisions in your life. Every month, you pay down your loan, and depending on the market, you could eventually refinance to get a lower interest rate. But what does it mean to refinance your loan? And when is a good time?
The Significance of Labor Day
For most, the first Monday in September is just another three-day weekend to enjoy. But have you ever wondered about the origins of Labor Day or why we celebrate it?
Why Debt-to-Income Ratio is Important
There are so many moving parts to the homebuying process, and as a new homeowner it can be easy to get lost. A key factor in determining if you qualify for a mortgage is your debt-to-income ratio (DTI).
How to Pay Down Your Debts
Whether you acquired debt from credit cards, a car, student loans or a mortgage, you’re likely to have borrowed money at one point in your life. These debts can eventually reach a point where you’re overwhelmed at the thought of paying them back. According to Nerd Wallet, in 2020 the average American household owed over $7,000 in credit card debt and over $56,000 in student loan debt. Managing your debt effectively will allow you to pay down the money you owe, without gaining more interest. There are some common methods for paying off your debts like debt snowball and debt avalanche.
5 Updates for Your Home Before You Sell
When you decide to sell your home, there are probably some issues you’ve neglected for a while that need fixing, or you’re just hoping the next owner will take care of. However, when potential homebuyers look at your home, these issues can make or break a sale.
The Ultimate 4th of July Party
Independence Day honors when the United States signed the Declaration of Independence in 1776. In the years that followed, the 4th of July has celebrated the birth of American independence with parades, fireworks and concerts – but most notably an epic backyard barbeque.
