How To Uncover The History Of Your Home

Whether you are looking for clues to restore your home to its original glory, curious about previous owners, or just trying to determine property boundaries, discovering your home’s history may be easier than you think. Who were the previous owners? How much has the home sold for in the past? What interesting events have happened on or near the property? What did the property used to look like? Find the answers to these questions and more with a few sleuthing hacks to uncover your home’s hidden past:

Read More...

Understanding Residual Income for VA Loans

A VA loan is a type of mortgage backed by the U.S. Department of Veterans Affairs and is available to current service members, veterans and eligible surviving spouses. VA loans offer several advantages, including no private mortgage insurance (PMI) and no down payment required. When qualifying for a VA purchase or refinance, you need to meet certain minimum residual income requirements based on your requested loan amount, where you will be buying, and how many people will live in the home. Here’s how it works:

Read More...

Important Tips To Avoid Wire Transfer Fraud

As you work through the homebuying and loan application process, be aware that large financial transactions, such as a home purchase, can make you a target for fraud. It’s important to know how to protect yourself against identity theft and other types of fraud. Scammers may pose as third-party companies and attempt to appear as though they are involved with your transaction. Here are some recommendations to keep your information safe when transferring funds for a large real estate purchase:

Read More...