It’s normal for first-time homebuyers to feel overwhelmed by the process of becoming a homeowner. First-time homebuyers are often excited in the thought of making one of the biggest investments in their lives. Along with this, they also need to make solid financial decisions to determine if they can sustain living in the house they are choosing.
Shopping for a mortgage and home is the first step you need to take if you want to fulfill your dream as a homeowner. Buying a home is often overwhelming simply because you’re making one of the biggest financial decisions in your life. Before applying, it’s smart to educate yourself on the mortgage process and programs so that you can better understand your options.
A growing number of millennials are reportedly choosing to live in the suburbs over big cities. Factors like good weather and better employment opportunities make this age group choose smaller metros. We’ve listed 10 of the best suburbs where you can buy your first home as a millennial.
With fall on the horizon, it may be a good idea to start prepping your home for the winter months! Not all home maintenance tasks or repairs require you to hire a contractor. With the warm weather still around, taking time to prioritize your winter home prep may work to your advantage.
Many families who live on a tight budget may have to hold off on remodels or upgrades. A few years after taking out a loan, you may find it necessary to make some home renovations as your family grows. If you think it’s time to make home improvements to give your family a comfortable living, refinancing could be your best option!
The scorching heat is affecting the large portion of the country and it’s critical for parents to closely watch their children, especially infants, to prevent them from suffering from serious heat-related illnesses.
The recent Equifax global settlement in connection to a massive data breach, only proves that identity theft is almost impossible to avoid. As security information experts continuously work hard to protect our sensitive information, cybercriminals also work double-time to find security loopholes to steal our information. Although it’s almost impossible to avoid identity theft and fraud, there are steps we can do to reduce its risks.
Summer makes it perfect for families to enjoy sumptuous grilled foods. However, the National Fire Protection Association (NFPA) noted that grilling puts many homes at risk of catching fire. As we plan to enjoy grilling during the summer months, it’s critical that we practice safe grilling techniques to prevent house fires.
Eligible veterans planning to buy a home next year may take advantage of an expanded Veterans Affairs program that may allow them to fulfill their ultimate dream home. This could be a great chance for deserving veterans and their spouses to secure a comfortable lifestyle after serving the country. However, what they may not realize are the fees associated if they wish to avail of the VA Home Loan Guaranty benefit.
Upon hearing the term “smart home” you may have flashbacks of The Jetsons, Back to the Future II or other futuristic depictions of fully-automated homes that prepare your dinner and take care of your laundry. It may seem silly, but we are moving closer to that reality every day.