What’s Happening to Refinance Rates?!

This heat wave had me craving one of those $.99 Arizona Iced Teas at the convenience store the other day, but when I went to buy it, the store charged me $1.29! The cashier had no answers as to the markup, and paying a little more than I expected certainly cut into the joy of the experience, despite my ultimate satisfaction in quenching my thirst. It’s never fun to pay more than you expect, which has some borrowers looking to refinance frustrated wondering why refinance mortgage rates have shot up recently.

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Are we over it yet?

Do you know when you feel yourself getting over a cold? It’s when you can finally get out of bed and walk around without a Kleenex in your hand. You’re not 100%, but hey, you’re active, getting in the car, playing with the kids, and suddenly you see the light of big breaths at the end of dark, mucus-filled days (I know, the irony of starting this post off with a cold analogy). As we enter the start of June, there are signs that the worst of the coronavirus shutdowns and the economic impact may be over. For example, we saw an increase in new home sales for April, well above expectations. In addition, more people applied to open new businesses. Two great things!

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5 Amicable Steps to Encourage HOA to go Solar

Going solar easily comes to mind if you’re moved by Greta Thunberg’s recent emotionally charged speech at the United Nations climate action summit. Aside from helping the environment curb carbon emission, solar energy use could significantly reduce your electricity bills. However, Home Owners Associations or HOAs in some states may not allow you to install solar panels either because they have a limited understanding of its benefits or they simply just don’t like the idea. As a homeowner who wants to reduce your carbon footprint and reap the benefits of going solar, there are workable things you can amicably do to possibly encourage your HOA to consider the use of solar energy.

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