Refinancing is a hot topic right now as it offers a lot of different financial options for you as a homeowner. Before you begin, here are four things you should consider to get the best rate possible.
Do you know when you feel yourself getting over a cold? It’s when you can finally get out of bed and walk around without a Kleenex in your hand. You’re not 100%, but hey, you’re active, getting in the car, playing with the kids, and suddenly you see the light of big breaths at the end of dark, mucus-filled days (I know, the irony of starting this post off with a cold analogy). As we enter the start of June, there are signs that the worst of the coronavirus shutdowns and the economic impact may be over. For example, we saw an increase in new home sales for April, well above expectations. In addition, more people applied to open new businesses. Two great things!
Three months ago, I was sitting on my couch thinking how nice it would be if I could spend every day here. Well, my dream came true! Now as the world re-opens, I can’t help but feel hesitation to get out of here, even though I’ve been desperate to get back to my favorite restaurants. Not to mention the gym! But home seems to winning again. The comfort and safety of home is undeniable which is why we should really consider homeownership from all angles in this current environment. Given that interest rates are likely to remain low for a long while, but economy may not get back to full strength for years, how do we see the prospects for the home buyer going forward?
Quarantine life with kids at home going on SEVEN weeks, oil prices in the red, rising unemployment, the declining economy, forbearance payback terror, the corona virus crossing the one million cases mark, and the country is re-opening. Wow, that is more drama than all of Bravo’s Housewives…every city and all seasons combined.
The Coronavirus disease of 2019, or COVID-19, has become a pandemic after the World Health Organization (WHO) acknowledged its rapid spread worldwide. Like in any other country, the U.S. government is also taking action to mitigate its impact on every family and to the economy.
Going solar easily comes to mind if you’re moved by Greta Thunberg’s recent emotionally charged speech at the United Nations climate action summit. Aside from helping the environment curb carbon emission, solar energy use could significantly reduce your electricity bills. However, Home Owners Associations or HOAs in some states may not allow you to install solar panels either because they have a limited understanding of its benefits or they simply just don’t like the idea. As a homeowner who wants to reduce your carbon footprint and reap the benefits of going solar, there are workable things you can amicably do to possibly encourage your HOA to consider the use of solar energy.