Whether you’re buying a home for the first time or you’ve already fulfilled your homeownership dream, saving money could be on top of your mind especially if your family lives on a budget. If you want to lower your monthly electricity bill, the U.S. Federal Housing Administration or FHA can help you finance energy-efficient improvements on your home through its Energy Efficient Mortgage program (EEM).
As a homeowner, you probably have heard that going solar may help you reduce electricity costs and it significantly reduces the ill effects of climate change by curbing carbon footprints. You’ll never go wrong as you realize the notable benefits of going solar. Although photovoltaic or PV systems have become more affordable through the years, you may still find it costly to go solar if you’re earning an average income.
Going solar easily comes to mind if you’re moved by Greta Thunberg’s recent emotionally charged speech at the United Nations climate action summit. Aside from helping the environment curb carbon emission, solar energy use could significantly reduce your electricity bills. However, Home Owners Associations or HOAs in some states may not allow you to install solar panels either because they have a limited understanding of its benefits or they simply just don’t like the idea. As a homeowner who wants to reduce your carbon footprint and reap the benefits of going solar, there are workable things you can amicably do to possibly encourage your HOA to consider the use of solar energy.
Now is the perfect time to put your green thumb to work as a homeowner if you’re looking for a rewarding activity for the family. Vegetable gardening is worth considering if you want to truly reap the rewards of your hard work. It’s an activity that the whole family will definitely enjoy this season. However, if you want to explore your talent in gardening, there are several budget-friendly gardening ideas you may want to try at home.