Helpful Tips for Homeowners to Avoid Scams During a Pandemic

Staying at home may significantly reduce your chances of getting infected by the Coronavirus Disease of 2019 (COVID-19). As you stay in the comfort of your home, you might be at risk of falling victim to scams. This is especially true if you’re one of the millions of people who lost their jobs and fearing that you could miss your mortgage payments in the coming months.

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Smart Strategies Home Sellers May Consider Before Listing a Property

Home sellers currently have the upper hand in the housing market because of the prevailing low housing inventory on one hand and price gains on the other hand. As a homeowner, you may want to take advantage of the current housing market condition to sell your current property and find another one that you can call “home”. You need to act efficiently if you have plans of putting your home in the market. Here are the smart strategies you may want to consider so your family can have a smooth transition.  

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Helpful Tips When Hiring a Home Improvement Contractor

Making home improvements is one of the benefits of homeownership. After a few years of comfortable living, you may want to do some renovations or remodeling to make your home even more comfortable and to reflect your lifestyle. Hiring a home improvement contractor could be a convenient option for those who don’t have the time or necessary skills needed to complete a project. If you’re considering hiring a home improvement contractor, there are helpful tips you may want to consider to ensure your hard-earned money doesn’t go to fraudulent individuals who might offer you renovation or remodeling services.

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What Do Homeowners Need to Know About Home Equity?

Aside from having a comfortable shelter for the family, building home equity is one of several reasons why many people buy a home. Over the years, homeowners who dutifully repay their monthly mortgage in a timely manner should know that they can reap the rewards on their investment especially during this time that the country’s housing industry continues to get better.

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Tips to Protect Home from Fire During Winter

New homeowners should know that accidental fires can strike anytime even during the cold months and it can cause serious structural damage to their homes. If you just moved into a new home with your family, it’s critical that you understand what may cause winter fires so that you can practice safety measures to keep your family and home safe.

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What to Expect When Your Servicer Has Changed?

As a first-time homeowner with a mortgage, you have a monthly obligation to repay the loan you took to buy your dream home. A mortgage servicer could be the company that receives your monthly payments. During the term of your mortgage, the servicer where you send your monthly payments might change. Don’t be alarmed if this happens. Here are the things you need to expect when your current servicer transfers your mortgage to another company:

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FHA’s Energy Efficient Mortgage Program Can Help You Save Money

Whether you’re buying a home for the first time or you’ve already fulfilled your homeownership dream, saving money could be on top of your mind especially if your family lives on a budget. If you want to lower your monthly electricity bill, the U.S. Federal Housing Administration or FHA can help you finance energy-efficient improvements on your home through its Energy Efficient Mortgage program (EEM).

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Practical Photography Tips if You Want to Sell Your Home on Your Own (FSBO)

When selling a home, it’s important that you have stunning pictures of your property that you can upload on listing sites. You often don’t have to worry about real estate photography if you’re working with an agent or a broker. However, in a “For Sale By Owner” (FSBO) transaction where you chose to sell your property by yourself, you have two options to get decent photos of your property: You either hire a professional photographer or use your resources and take photos by yourself.

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