What to Expect When Your Servicer Has Changed?

As a first-time homeowner with a mortgage, you have a monthly obligation to repay the loan you took to buy your dream home. A mortgage servicer could be the company that receives your monthly payments. During the term of your mortgage, the servicer where you send your monthly payments might change. Don’t be alarmed if this happens. Here are the things you need to expect when your current servicer transfers your mortgage to another company:

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Practical Photography Tips if You Want to Sell Your Home on Your Own (FSBO)

When selling a home, it’s important that you have stunning pictures of your property that you can upload on listing sites. You often don’t have to worry about real estate photography if you’re working with an agent or a broker. However, in a “For Sale By Owner” (FSBO) transaction where you chose to sell your property by yourself, you have two options to get decent photos of your property: You either hire a professional photographer or use your resources and take photos by yourself.

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6 Ways a Distressed Veteran Homeowner Can Avoid Foreclosure

Losing one’s home through a foreclosure is a frustrating experience for any homeowner. Financially troubled homeowners, especially veterans, are often vulnerable to mortgage fraud schemes that could further increase the risk of losing their homes. It’s important for veterans to know that there are several options available for them if they’re threatened with foreclosure.

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Manage Your Monthly Mortgage Statements the Smart Way

Congratulations! You were able to close on your dream home. After fruitful years of hard work, you’re finally a homeowner. As a new homeowner, you need to keep in mind that paying your monthly mortgage is one of your top priorities until you completely repay the loan. You need to familiarize yourself with mortgage statements as it will become part of your life for years, depending on the type of mortgage you took. Mortgage statements contain important information that you need to leverage to avoid potential problems. Below are some tips to manage your mortgage statements the smart way:

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7 Ways to Prevent Carbon Monoxide Poisoning This Winter

Carbon monoxide (CO) poisoning is still a common problem in the U.S. as households start to use heating equipment to warm up during the colder months. Although installing functional CO detectors at home might significantly reduce poisoning risks, there are also other ways you can do to keep your family safe from this silent killer.

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3 Mortgage Forbearance Payment Options for Struggling Homeowners

Starting to miss a mortgage payment is stressful. Mortgage servicers or lenders provide several options for homeowners, depending on their situation, who are struggling to pay their monthly mortgage. Mortgage forbearance is one of the few options mortgage servicers may offer to give distressed homeowners temporary relief with their mortgage obligations.

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8 Scam Signs Every Troubled Homeowner Must Avoid

Becoming a homeowner is probably one of the most fulfilling experiences anyone can have. At last, you now own a piece of the American dream. However, you’ll realize, unfortunate events could happen along the way as you work to pay off your mortgage. If such unfortunate events start to affect your ability to settle your monthly mortgage payments it’s normal to seek help, especially if you think that you might head to foreclosure. During this difficult time, you might be vulnerable to scams that could drain your funds.

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4 Ways to Sell Your Home Before It Even Hits the Market

It’s that time of year when the housing market traditionally tends to slow down. How can you make sure your home still sells as quickly as it would in a hot market? Some sellers are taking the extra step and utilizing these four early-bird tactics to ensure that their home has gained so much interest that it’s scooped up as soon as it hits the MLS.

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How To Uncover The History Of Your Home

Whether you are looking for clues to restore your home to its original glory, curious about previous owners, or just trying to determine property boundaries, discovering your home’s history may be easier than you think. Who were the previous owners? How much has the home sold for in the past? What interesting events have happened on or near the property? What did the property used to look like? Find the answers to these questions and more with a few sleuthing hacks to uncover your home’s hidden past:

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Prepare Your Home For Maximum Sale Value

If you’re selling your home, you’ll want it to look its best in order to get offers. But you’ll also want your property to retain its value so that when your appraisal comes in, it will reflect how much time and effort you’ve invested into your home over the years. Here are some quick maintenance items you can complete to help spruce up your home to attract potential buyers.

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