Financial Goals Accomplished
Our client reached out wondering how to pay-off some high interest debts, make improvements to her kitchen, bathrooms and floors, and remove her mom from the loan, making herself fully responsible. We knew we could accomplish all of those financial goals through a cash-out refi so together we started the process. It was her first independent real estate transaction, but with our help guiding her she came back excited and grateful. “Thank you sooo much for all of your time, hard work and patience! I can't believe all that you and your team has done to make this possible for me. It has been an absolute pleasure working with you, and I look forward to doing business with you again one day!”
I'm a Homeowner!
Being a first-time homebuyer during retirement, and on a limited income, I thought I would not be able to purchase the home I had set my eyes on. As we went through the process the appraisal came in short, which then turned into a two-week conversation asking for their reconsideration. Unfortunately, the seller would not budge on the listing price and I was sure it would fall through. My loan advisor, along with my real estate agents, helped me gather gift funds from my family, as well as lender and realtor credits so I would be able to close. I appreciate you ALL, on both the Realtor and Mortgage teams! Though it got to be hectic and a bit nuts at times, somehow you got me through.
Why I Love Our Team
This win is probably the hardest loan I have ever done. It took a lot of people within our team to make it happen on a property with strong Fannie Mae guidelines. I had the help of my amazing branch manager, wonderful underwriting on the file, and our Operations Manager, Aaron Pitterman, fighting in the background with FNMA to ensure we could deliver the loan to them, AND get PMI approval, AND the support from the Chief Appraiser. It was a three week battle. Finally, on a Friday, we funded and recorded this loan for our client! This is a prime example of why I love our team – Can Do, Will Do! I am so grateful for their help and support.
They Made Me Shine
Our team’s win started as a pitch to a real estate agent that we had not worked with previously. She had another mortgage lender that she was more familiar with, but I was able to convey how our team was the better choice. It was a competitive bid! Once they chose to work with us, the homebuyer was quick and submitted a 100% completed file and it rolled forward quickly from there. Our Realtor partner reached out afterward to say: “You and your team were fantastic! I appreciate being “you” since communication and urgency are key for me too. You got it done in 18 days! I definitely look forward to working with you again!
Working with the Best
Acting as the CEO to my company while balancing my family-life has been enough to keep me stretched thin. With my current house going into contract much quicker than anticipated, I needed to lock-in with my new home, immediately. This is now my sixth home purchase, although only the second in Florida, and I can’t stress enough how much I appreciate the consistent communication and “hand holding” your team did to get me through the process and to closing. Your entire team and company is by far the best I’ve ever worked with!
Family helping family, that’s what we do!
One of the great things about working in a family-owned and operated company is that our team feels like extended family. We truly come together in times of uncertainty to alleviate the pressure from the families we service. Our client this week shared, ‘Thank you for making a crazy time in my daughter’s and my life bearable.’ To which we say - family helping family, that’s what we do!
100 Cummings Center, Suite 106-P
Beverly, MA 01915