Spring has sprung, and so has a new fiscally reasonable you. Start the new season on the right foot by establishing a monthly budget for yourself. If you are thinking to yourself, “I don’t need a budget. I’m fine how I am,” then either you probably aren’t thinking about saving or are very, very wealthy, in which case you could still benefit from budgeting. Having a monthly budget can help everyone. Whether you want to start investing so you can earn a passive income, establish a retirement plan, save for a once-in-a-lifetime trip, or save for a down payment to buy a home, all of these goals and more take planning to achieve; otherwise, they may never happen. These five steps will help you establish a monthly budget for the rest of 2021 and also teach you how to stick with it.