Why Gen Zs Should Care About Credit Scores?

Many members of Generation Z are entering adulthood within the next few years and they’ll likely make big purchases along the way. The youngest credit-eligible generation should know that potential lenders or creditors will check their credit score to possibly determine if they’ll become responsible debtors. The average credit score has increased again, and Gen Z members need to become aware of their credit scores if they plan to make a big purchase by taking on a mortgage.

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6 Factors That Can Increase a Loan Estimate

A loan estimate is an important document that would-be homebuyers receive when applying for a mortgage. In general, the three-page document estimates everything that a homebuyer needs to pay for the entire loan. While loan estimates are designed to help homebuyers better understand the mortgage loan terms, there are some instances when the final Loan Estimate may be higher than what was originally quoted.

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