Why Does a 20 Percent Down Payment Make Sense for Homebuyers?

When taking out a mortgage, lenders prefer that homebuyers put a 20 percent down payment upfront. Although mortgage rates remain historically low, home prices are expected to increase this year. Homebuyers might find the 20 percent down payment overwhelming, not to mention the closing costs, which is another upfront payment they need to settle.

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What First-time Homebuyers Can Do to Protect Their Down Payment from Scams?

One of the worst things that inexperienced homebuyers can do is to send their down payment to crooks, instead of sending it to their title company. Once the down payment has been transferred, it’s already too late for unsuspecting homebuyers to realize that they’ve become scam victims. As a first-time homebuyer, it’s critical that you ensure your down payment goes directly to your title company.

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Six Tips For A Smooth Closing

Buying a home is an exciting adventure that may also become a stressful life event, especially when delays throw plans off track. Follow these simple tips to avoid unnecessary delays and keep your purchase on schedule to ensure that you get into your dream home – on time!

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6 Tips for Saving for a Down Payment

When preparing to buy a home, one of the biggest factors for your mortgage is how much of a down payment you are able to put down. The larger your down payment is, the lower your loan and monthly payment will be. So, how will you save? Check out our 6 tips for saving for a down payment:

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